
Overview
Moles mutui limites excedit pro conventionali conformatione mutui.
Program Quisque ornare
XXX annis certa
1) Maximilianus.LTV 80% emptionem;Maximilianus.LTV 70% pro C/O;
2) Maximilianus.Loan Moles $3.0M;
3) Maximilianus.Nummi Ex $500,000;
4) Min.XII mensibus PITIA subsidiis;
5) Min.FICO 720;
6) No MI (Mortgage Insurance).
Movere High Libra ad Jumbo 10/6 ARM
Aliquam plus quam congue$726,200
* Loan Amount at least $1 Over the Agency Conforming Loans Size are Licitus.
7/6 ARM
1) Maximilianus.LTV 89.99%;
2) Maximilianus.Loan Amount $2.5M;
3) Maximilianus.Nummi Ex $750,000;
4) Min.FICO 700;
5) Min.menses VI in subsidiis PITIA;
6) 1 Unitas & 2 Unitas;
7) Primary & 2nd Home property;
8) Purchase & R/T Refi & C/O Refi.
Quid est Jumbo congue?
Mutuum jumbo genus est imperdiet, qui fines a Finance Foederalis Praesent Agency statutos excedit, nec redimi, praestari, vel securiri potest ab Fannie Mae vel Freddie Mac.Homeowners debent severiores fidei requisita subire quam applicantes pro mutuo conventionali.Jumbo fenus permittit tibi possessiones pretiosas emere.A jumbo mutuum a Fannie Mae vel Freddie Mac non subnixum est.
DIRECTORIA PRINCIPIA
30 Yrs Fixum & 10/6 ARM Jumbo
(1)4 lineae artis in omnibus, quarum altera aperta est et minimum 24 mensium historia habet, altera 3 aperta aut clausa potest sed per 12 saltem menses aestimari debet.
(2) 0x30x12 for mtg/rent.
(3) Saltem 2 annorum dominus historia experientiae requiritur.
(4) Recentiores 2 yrs tributum reditus requirunt.
(5) Max dotatae possessiones 5 pro transactione primario;4 ad 2nd Home/Investment Transaction.
(6) Primary: LTV est 70% vel minus, minimum 5% collatio ex pecunia propria (liquida bona);LTV supra 70%, minimum 10% collationem ex pecunia propria (liquida bona).Domus vel N/O/O non potest uti pecunia donationis.Gift subsidia esse non possunt.
(7) Plenus Doc JUMBO 30 Yrs Fixus, 15 Yrs Fixus, et ARM 10/6 summus limites mutui staterae possunt accipere (2023 alti limites staterae).
(8) Negotiationis mercatus detrectatio ratio cuilibet MSA deiiciendi 5.01% vel plus valet.Praesens maximum LTV/CLTV/HCLTV per 5% reducere debet si res in foro diminuendo sita sit.
7/6 ARM Jumbo
(1) Tractatus pro 7/6 ARM Jumbo non placet.
(2) Max cash ex $500K pro LTV>55%;$750K pro LTV<=55%
(III) hypotheca Insurance requiratur ad LTV> LXXX%
(4) Max DTI 45%
(5) Max Financed Properties 4
(6) Requiritur 1 ann dominus historiae ad usuram censum utendum, si usus locationis convenit.
(7) Plenus doc JUMBO 7/6 ARM princeps statera mutui limites potest accipere.
Anno 2023, FHFA fines mutui melioris pro omnibus generibus mutui, praesertim Jumbo Loans.Placere referri ad fines mutui infra 2023 in California.
MMXXIII congue limites in California comitatuum
COMITATUS | I-Unit Limit | 2-Unitas Limit | 3-Unitas Limit | 4-Unitas Limit |
ALAMEDA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
ALPINE | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
AMADOR | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
DOLIUM | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
CALAVERAS | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
COLUSA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
CONTRA COSTA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
DEL NORTE | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
EL DORADO | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
FRESNO | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
GLENN | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
HUMBOLDT | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
IMPERIALIS | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
INYO | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
KERN | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
REGES | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
LACUS | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
LASSEN | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
URBS ANGELORUM | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
MADERA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
MARIN | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
MARIPOSA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
MENDOCINO | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
MERCED | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
MODOC | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
MONO | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
MONTEREY | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
NAPA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
NEVADA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
ORANGE | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
PLACER | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
PLUMAS | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
FLUVIATILIS | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
SACRAMENTO | $763,600 | $977,550 | $1,468,500 | $1,468,500 |
SAN BENITO | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
SAN BERNARDINO | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
SAN DIEGO | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
SAN FRANCISCO | $1,089,300 | $1,394,775 | $1,685,850 | $1,867,275 |
SAN JOAQUIN | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
SAN LUIS OBISPO | $911,950 | $1,167,450 | $1,411,200 | $1,753,800 |
SAN MATEO | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
SANTA BARBARA | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
SANTA Clara | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
SANTA CRUZ | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
SHASTA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
SIERRA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |